Short-Term Rental Insurance

Comprehensive Protection, Coverage You Customize.

From guest caused damage to bodily injury liability for property managers and homeowners, Safely's short-term rental insurance lets you choose the best coverage for the unique needs of the different properties and homeowners in your portfolio.
Don’t worry about what could go wrong - prepare for it.
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Managing a short-term rental business can be stressful and leave you vulnerable to costly damages and repairs.

Claims made for guest-caused damage are considered commercial claims and are likely not covered under your clients' homeowners policies. It's also unlikely your clients' homeowners policy provides either of you
with liability protection in the event of guest bodily injury.
The Safely Protection Policy covers you & your homeowners for guest-caused damage and liability for guest injury.

Designed to give you the right coverage only when you need it, Safely offers commercial insurance for vacation rentals that is uniquely created for the short-term rental business and ensures that your homeowners, your guests and your business are protected with no guest involvement for claims that do not involve guest injury.
Safely saves you time and money and helps preserve your valuable reputation.

How does it work?

Safely’s commercial insurance policy covers on-site guest caused damage and injury incidents – including structural property & contents damage as well as property manager and homeowner liability for guest bodily injury.
Getting started is easy!
2.
Determine and add the guest-paid fee to your listings
3.
Connect Safely with our property management system to put the insurance in force for your reservations
What do you get with Safely's short-term rental insurance?
Up to €/£1,000,000 for
guest-caused structural property damage and guest bodily injury liability
Up to €/£25,000 for
property contents and belongings
Automated guest verification so you and your homeowners know who is sleeping in your rentals
Improved operational efficiency by eliminating the costs and hassles of damage deposits
Better ratings by eliminating guest friction leading to repeat guests and more bookings
Quick and simple claims process with claims handling in multiple languages
Absolute comfort that rental risks are covered with the ability to add optional coverage for recreational equipment, squatters and community fines
See What Satisfied Safely Customers Have to Say:

I always receive top notch service from everyone. I always get the answers I need in a timely manner

 
Stacy M. - Florida
750 Properties

Your claim process was as simple and as user friendly as was promised. We are now very loyal to Safely and your program. Thanks for making the process simple and for not making it confrontational with our guests.

 
Craig G. - USA (Utah)
11 Properties

I’ve been delighted by Safely thus far and have even recommended you to other PM’s in my market. I’m pleased to tell you that I’m a happy customer.

 
Scott S. - California
48 Properties

They’re all kind, approachable if I have a problem I can always talk to a real person. And, everyone in their different departments can help me whether it’s financing, claims, or just questions.

 
Raina P. - Montana
17 Properties

Great company. Easy to reach help when you need it. The claims process if fair and reasonable, and communications are great.

 
Laurie V. - USA (North Carolina)
35 Properties

Very easy to work with! Fast decisions. Safely is so much better than relying on AirCover!

 
Rob S. - Missouri
20 Properties

The claims process is insanely simple to go through, especially compared to other industry companies in vacation rentals. It’s also a really, really powerful thing when you can make a claim on something that isn’t necessarily accidental.

 
Natilee R. - California
45 Properties

So far I’m finding this very beneficial using your services and not having hundreds of emails going back and forth with Airbnb so they can fight us not to pay. Appreciate your support!

 
Danial N. - Tennessee
15 Properties

We had certainly never anticipated this level of damage from one of our guests and can’t imagine navigating this without the Safely team behind us. Thank you all for your protection and your support! I appreciate you!

 
Solange J. - Georgia
17 Properties

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Quick & Simple Claims Process

If you or a traveling companion suffers an injury or sickness that requires treatment by a physician, some or all of the medical expenses could be covered with this benefit. Here are some common covered expenses you might see on your policy:

1. Services of a physician or registered nurse (R.N.).

2. Hospital charges.

3. Hospital ancillary services (including, but not limited to, use of the operating room or emergency room).

4. Use of an Ambulatory Medical Center.

5. X-rays.

6. Artificial limbs, artificial eyes, artificial teeth, or other prosthetic devices.

7. Rental of durable medical equipment (such as a wheelchair or a hospital bed).

8. Anesthetics (including administration), treatments, transfusions and laboratory tests ordered by the attending physician.

9. Medicines or drugs administered by a physician or that can be obtained only with a Physician’s written prescription.

10. The cost of emergency dental treatment only during a trip limited to the maximum limit shown in the schedule of benefits.

Complimentary Guest Screening

If you or a traveling companion suffers an injury or sickness that requires treatment by a physician, some or all of the medical expenses could be covered with this benefit. Here are some common covered expenses you might see on your policy:

1. Services of a physician or registered nurse (R.N.).

2. Hospital charges.

3. Hospital ancillary services (including, but not limited to, use of the operating room or emergency room).

4. Use of an Ambulatory Medical Center.

5. X-rays.

6. Artificial limbs, artificial eyes, artificial teeth, or other prosthetic devices.

7. Rental of durable medical equipment (such as a wheelchair or a hospital bed).

8. Anesthetics (including administration), treatments, transfusions and laboratory tests ordered by the attending physician.

9. Medicines or drugs administered by a physician or that can be obtained only with a Physician’s written prescription.

10. The cost of emergency dental treatment only during a trip limited to the maximum limit shown in the schedule of benefits.

Up to $1,000,000 for structural property damage & bodily harm

If you or a traveling companion suffers an injury or sickness that requires treatment by a physician, some or all of the medical expenses could be covered with this benefit. Here are some common covered expenses you might see on your policy:

1. Services of a physician or registered nurse (R.N.).

2. Hospital charges.

3. Hospital ancillary services (including, but not limited to, use of the operating room or emergency room).

4. Use of an Ambulatory Medical Center.

5. X-rays.

6. Artificial limbs, artificial eyes, artificial teeth, or other prosthetic devices.

7. Rental of durable medical equipment (such as a wheelchair or a hospital bed).

8. Anesthetics (including administration), treatments, transfusions and laboratory tests ordered by the attending physician.

9. Medicines or drugs administered by a physician or that can be obtained only with a Physician’s written prescription.

10. The cost of emergency dental treatment only during a trip limited to the maximum limit shown in the schedule of benefits.

Up to $10,000 for property contents and belongings

If you or a traveling companion suffers an injury or sickness that requires treatment by a physician, some or all of the medical expenses could be covered with this benefit. Here are some common covered expenses you might see on your policy:

1. Services of a physician or registered nurse (R.N.).

2. Hospital charges.

3. Hospital ancillary services (including, but not limited to, use of the operating room or emergency room).

4. Use of an Ambulatory Medical Center.

5. X-rays.

6. Artificial limbs, artificial eyes, artificial teeth, or other prosthetic devices.

7. Rental of durable medical equipment (such as a wheelchair or a hospital bed).

8. Anesthetics (including administration), treatments, transfusions and laboratory tests ordered by the attending physician.

9. Medicines or drugs administered by a physician or that can be obtained only with a Physician’s written prescription.

10. The cost of emergency dental treatment only during a trip limited to the maximum limit shown in the schedule of benefits.